Fiduchi also adheres to the EU General Data Protection Regulations (“GDPR”).
“Fiduchi” refers to Fiduchi Group Limited, its subsidiaries, affiliates, all other body corporates and legal personalities including Foundations beneficially owned by it. Fiduchi provides corporate, trust, fund and yacht administration services to an international client base. Where such activity is regulated, please refer to the regulatory tab above.
The group is registered as follows:
Fiduchi's registered offices are:
Jersey - PO Box 437, 1st Floor Kensington Chambers, 46/50 Kensington Place, St Helier, Jersey JE4 0ZE
UK - Tallis House, 2 Tallis Street, Blackfriars, London, EC4Y 0AB United Kingdom
Dubai - Unit No:1521 DMCC Business Centre, Level No. 1, Jewellery & Gemplex 3, Dubai, United Arab Emirates
Fiduchi, Fiduchi Asset Management, Fiduchi Capital Markets, Fiduchi Corporate, Fiduchi Family Office, Fiduchi Fund Services, Fiduchi Private Client, Fiduchi Private Wealth, Fiduchi Real Estate, Fiduchi Trust, Fiduchi Wealth Management and Fiduchi Yacht Services are registered business names of the Fiduchi Group Limited.
Materials published on this website are, unless otherwise stated, the copyright of Fiduchi. Copies of materials which are of interest to you may be made for your own personal use and such copies can be provided to others for information purposes only provided it is free of charge and the copies do not comprise substantial parts of the website.
The content of any material which is published must remain intact when copies are made, and the communication of the content must not be misleading or inaccurate and a copy of this notice must accompany any copies of the materials which are provided to others. Such copies remain subject to Fiduchi’s copyright notices.
Any other use of the materials published on this website is not permitted without the express prior written consent of Fiduchi.
“Fiduchi” is a registered trademark of Fiduchi Group Limited.
The content on our website is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our website.
Fiduchi does not provide legal or tax advice and you must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our website.
Not all services are available from each jurisdiction in which we operate. Please contact the lead regional contact for more information.
Although we make reasonable efforts to update the information on our website, we make no representations, warranties or guarantees, whether express or implied, that the content on our website is accurate, complete or up to date.
You may link to our website, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. We reserve the right to withdraw linking permission without notice. If you wish to link to or make any use of content on our website other than that set out above, please contact firstname.lastname@example.org.
This privacy notice contains the information gathering and use policies adopted by Fiduchi Limited (“Fiduchi”) when collecting personal information. It applies to information collected from:
These policies are subject to periodic review and any changes will be included within this section of the site. Our Privacy Notice was last up-dated on 8th July 2019.
As a visitor, you do not have to submit any personal information in order to use the website, unless you willingly complete our contact form. By visiting this website certain personal data may be collected about you, and we set out below the details of what personal data may be collected and how that personal data may be processed.
Fiduchi will use this personal data in accordance with the purpose set forth in this Privacy Notice and is committed to safeguarding the personal data collected. Fiduchi collects and processes information about visitors to its web site, when you have filled out enquiry forms or signed up for e-mail alerts and by using cookies. In particular personal data is collected for the following purposes:
Fiduchi will comply with the requirements of relevant data protection legislation that is in force in respect of the handling of personal data, as amended from time to time in those jurisdictions where it is situate. The relevant legislation as it applies to Fiduch is set out here.
As set out under Purpose of Processing above, our aim is to ensure that users of our website have the optimum user experience. To achieve this, we use a third party service as set out below.
What are cookies?
What does Fiduchi do with the cookies?
Fiduchi uses the cookies for various reasons, including to:
How can I accept cookies?
You can accept cookies by clicking the Accept button on the bottom of the landing page.
What am I accepting if I accept cookies?
If you accept, you are accepting all cookies used on this website.
Can I reject cookies?
Phishing is a process used by fraudsters in an attempt to acquire your confidential information by sending out emails advertising fake job vacancies or other kinds of messages that direct you to bogus websites or phone lines. These emails or messages often claim to be from a particular company, and they can often look legitimate. However these messages are actually sent by fraudsters, often at random. Any information you disclose on these bogus websites or phone lines is captured by the fraudsters.
Any communication from Fiduchi, whether sent by email, text message or website, will never ask you to enter your personal details. We will never ask you to enter any of your security details in a pop-up screen. Where you receive a communication which is made to look like it has originated from Fiduchi and which asks you to enter your details into such a screen then this will almost certainly be a scam. Protect yourself by treating any unsolicited emails or calls that ask for confidential information with suspicion. If in doubt about the validity of a particular message, we encourage you to forward the message onto dpo@Fiduchi.com or for you to speak with your client service team.
Fiduchi does not seek to collect special category personal data (such as data revealing political opinions, religious beliefs, health or other matters) through this web site. Please note that, by providing Fiduchi with unsolicited sensitive personal data you (explicitly) consent to our use of said data as described above.
If you have registered to receive emails from Fiduchi you have the option to opt out or to change your email preferences. This option can be found in the footer of the email.
Information is used only for the specific purpose for which it was provided except where you explicitly select to receive other information from Fiduchi. You can opt out of receiving information from Fiduchi or request that your personal details are deleted from our systems at any time either by emailing us at email@example.com or by selecting the option in the footer of any email received by you from us.
Fiduchi assumes responsibility for keeping an accurate record of personal data once you have submitted the information, but not for confirming the on-going accuracy of your personal information. If you advise Fiduchi that your personal data is no longer accurate, it will be amended (where practical).
Information is normally only provided to a third party if it is required to deal with your enquiry, but there may be other circumstances where Fiduchi is required to provide information as a result of legal process. Fiduchi does not undertake marketing activities for third parties, nor does it provide information to third parties for their own marketing purposes.
Information is kept only for as long as is necessary to fulfil your request or deal with your job application. In particular:
Information is kept only for as long as is necessary to fulfil your request or deal with your job application. In particular:
The data controller collecting the information described in this statement is the Service Provider. Unless you instruct us otherwise, information you provide will be used by Fiduchi and persons, bodies corporate or partnerships controlled (directly or indirectly) by Fiduchi.
Fiduchi is not responsible for the privacy policies of third-party web sites to which any links are provided. You should check the privacy policies on these sites before providing any personal information.
Fiduchi reserves the right to change (sections of) this Privacy Notice at any time and without notice. It is recommended that you review this Privacy Notice periodically for changes. This website (http://www.Fiduchi.com) is administered by Fiduchi Limited.
If you have any questions about this Privacy Notice, our data processing activities or your dealings with this website, you can contact us by:
This Personal Data Protection Policy ("Policy") describes the privacy practices of Fiduchi regarding the Processing of Personal Data in respect of our clients (and their associated parties) as part of the provision of services by Fiduchi to clients. Personal Data collected may be received directly from the individual in question or could be received from a third party such as the client's professional advisers. We may sometimes collect additional information from third parties including, credit reference agencies or other background check agencies or databases.
This Policy does not apply to the collection of Personal Data through our website or through cookies. Please refer to our separate Privacy Notice, which includes our Cookies and Google Analytics Policies.
Fiduchi reserves the right to update this Policy at any time without consulting or pre-informing its clients.
The capitalized terms listed below have the follow meaning in this Policy:
a. “Client” means the counterparty to the Service Agreement with Fiduchi;
b. “Client Affiliate” means any legal entity affiliated to the Client;
c. “Client Data Subjects” means the client, their family members, former and current directors, officers and employees and customers of the Client and Client Affiliates and any other party such as professional advisers and officers and employees of those professional advisers appointed formally or informally to the structure to which Fiduchi has been engaged to provide services;
d. “Controller” means the natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the Processing of Personal Data;
e. “Data Protection Laws” means the Data Protection (Jersey) Law 2018 and the UK Data Protection Act 2018 as appropriate, which came into force on 25 May 2018 together with all implementing laws and any other applicable data protection, privacy laws or privacy regulations in the relevant jurisdictions, including the EU General Data Protection Regulations;
f. “Personal Data” means any information through which a Client Data Subject can be identified directly or indirectly;
g. “Processing” means any operation or set of operations which is performed upon Personal Data or on sets of Personal Data, whether or not by automated means, such as collection, recording, organization, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction;
h. “Processor” shall mean the party, which processes Personal Data on behalf of the Controller;
i. “Services” means the services Fiduchi provides to the Client under the Service Agreement;
j. “Service Agreement” means any written contract, any letter of engagement, any written statement of work, or any other written binding agreement, including any annexes thereto, between Fiduchi and the Client;
k. “Sub-processor” means any data processor appointed by a Processor to process Personal Data on behalf of the Controller;
l. “Fiduchi” means the Fiduchi Affiliate that is the contracting entity to the Service Agreement;
m. “Fiduchi Affiliate” means with respect to any specified person or entity, any other person or entity directly or indirectly controlling or controlled by or under direct or indirect common control with such specified person or entity. For the purpose of this definition, “control”, when used with respect of any specified person or entity means the power to direct or cause the direction of the management or policies of such person or entity, whether through ownership of voting securities or by contract or otherwise. The terms “controlling” and “control” have meaning correlative to the foregoing. Specifically excluded from this definition is Fiduchi Group Limited the shareholding company which controls the Fiduchi Limited affiliation and Fiduchi Yacht Services Limited.
Fiduchi may collect, store, and use the following categories of personal data about you:
We may also collect, store and use the following "special categories" of more sensitive personal information:
We will only use your personal information when the law allows us to. Most commonly, we will use your personal information in the following circumstances:
We may also use your personal information in the following situations, which are likely to be rare:
The situations in which we will process your personal information, together with the purposes for which we are processing or will process your personal information are set out in Schedule 1.
We will only use your personal information for the purposes for which we have collected it unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose.
In addition, Fiduchi is allowed to use aggregated data – to the extent this can no longer be considered Personal Data - for analysing purposes, for website and for internal operations, including troubleshooting, data analysis, testing, research, for statistical purposes and for improving the quality of its Services.
Fiduchi may appoint certain third parties to provide part of the Services to the Client or assist with providing technical support, such as IT service providers or other suppliers. By signing the Service Agreement, the Client authorises Fiduchi to subcontract the Processing of Personal Data to Sub-processors. Sub-processors are in each case subject to the terms between Fiduchi and the Sub-processor which are no less protective than those set out in this Policy and the Service Agreement. Fiduchi will inform the Client of the details of such Sub-processor(s) upon written request from the Client. Fiduchi will inform the Client in advance of any intended changes concerning the addition or replacement of Sub-processors and thereby give the Client the opportunity to object to such changes.
We will share your personal information with third parties where required by law, where it is necessary to administer the working relationship with you or where we have another legitimate interest in doing so. This may involve us sharing your information with:
Fiduchi shall keep the Personal Data confidential and will instruct its staff and Sub-processors to the same. Fiduchi shall implement appropriate technical and organisational measures to ensure a level of security of the Personal Data appropriate to the risk required pursuant to data protection laws. In assessing the appropriate level of security, Fiduchi shall take account in particular of the risks that are presented by Processing, in particular from accidental or unlawful destruction, loss, alteration, unauthorised disclosure of, or access to Personal Data transmitted, stored or otherwise processed.
Fiduchi shall, upon request and to the extent required under Data Protection Law, co-operate with requests of the Client that relate to the Processing of Personal Data. In particular, Fiduchi shall co-operate with requests that relate to Client Data Subject rights, Data Protection Impact Assessments and audit rights as described below.
Client Data Subject rights:
Data protection law affords data subjects certain rights in respect of their data. With effect from 25 May 2018, under certain circumstances, by law you have the right to:
Data Protection Impact Assessments ("DIPA"):
DPIAs will be undertaken by Fiduchi where it considers appropriate in accordance with the Data Protection Laws which may include the following circumstances:
On reasonable request and notice and at the Client's expense, Fiduchi will co-operate in the conduct of any audit or inspection, reasonably necessary to demonstrate Fiduchi’s compliance with the obligations laid down in this Policy, provided always that this requirement will not oblige Fiduchi to provide or permit access to information concerning:
The Client’s requests provided in this section 7 will be fulfilled in close co-operation with and under supervision of Fiduchi's Director - Operations.
At the choice of the Client, Fiduchi will delete or return the Personal Data at the end of the provision of the Services relating to Processing, subject to our stated retention period in our Terms of Business, to the extent reasonably possible and unless (i) Data Protection Laws, (ii) any law, statute, order, regulation, rule, requirement, practice and guidelines of any government, regulatory authority or self-regulating organization that applies to the Services in the country where those Services are being provided (“Applicable Law”), or (iii) competent court, supervisory or regulatory body, require the retention of such Personal Data by Fiduchi.
Fiduchi shall notify a client or clients impacted by a data incident where required by the Data Protection Laws without undue delay after becoming aware of a personal data breach. All data incidents will be handled by our Director - Operations, who can be contacted at firstname.lastname@example.org.
Further Fiduchi has an obligation to report a data breach under Data Protection Laws to the relevant authorities. The obligation is to notify the Office of the Information Commissioner in Jersey within 72 hours of the data incident occurring, where it is a Jersey data matter. Where it is a UK data matter, the obligation is to notify the Information Commissioner’s Office within the same timeframe of 72 hours.
At all times Fiduchi will seek to keep relevant client or clients informed of the how the incident arose, what the potential impact of the incident is, the remediation actions taken and any mitigants that will be implemented, or other steps being taken to rectify or provide redress.
Where during the provision of services to a client Fiduchi is required to engage with a third party in the processing of client data where that third party is outside of Jersey or the EU, and therefore not subject to data protection law which is equivalent to that in force in Jersey, Fiduchi will:
The Client warrants that all Personal Data processed by Fiduchi on behalf of the Client is accurate and will be kept up to date as set out in Fiduchi’s Terms of Business as amended from time to time. The exclusions and limitations of the liability of Fiduchi set out in the Service Agreement and in Fiduchi’s Terms of Business shall also apply to this Policy.
To operate and maintain our relationship with Clients.
Delivering Fiduchi’s services to our clients.
Marketing our products and capabilities to clients.
Developing new service lines and products to better service clients.
Developing new service lines and products to better service clients.
To advise our clients about our services.
Working with service providers who help Fiduchi operate its business.
Designing and testing new products and services for our clients.
Providing trust, company and administration services.
Making and delivering client payments, disbursements and fees on client accounts.
Risk management and corporate governance.
Responding to complaints.
Obeying applicable laws and regulations including the prevention of financial crime.
To properly, efficiently and lawfully operate the business of Fiduchi Group with proper regard to legal advice and monitoring, internal communications and corporate governance, audit and oversight.
To exercise Fiduchi's contractual rights including the collection of monies owed to Fiduchi.
Fiduchi is committed to maintaining the highest level of privacy standards and safeguarding all data on our networks and systems in accordance with the requirements of relevant data protection legislation and General Data Protection Regulations. Utilising the latest in multi-factor authentication, physical and network security, firewalls and intrusion protection systems, we’re able to implement multiple layers of security controls to protect access to our data and networks.
Working in collaboration with leading industry suppliers, we leverage from their experience and expertise in global threat and intelligence protection to protect our systems.
Our electronic communications are protected by industry standard SSL and TLS 1.3 for transport security with an added layer of security which scans all communications on departure and arrival.
We maintain encryption for all at rest data. Data is backed-up outside of the network and stored in an isolated ring-fenced format free from internet access.
Access to data is only permitted to verified authenticated users only. All users are required to use Multi-factor authentication alongside Fiduchi’s policies requiring complex passwords. We use a “least-privilege approach” to control access to data, which means that all data access is granted to only those individuals that require it through their assigned roles.
We monitor our network in real time 24/7.